Open a German bank account

N26

N26

The mobile bank
15 Sign up bonus
  • €0/month!
  • 3 free ATM withdrawals per month
  • open an account without an official address
  • Mastercard included
  • App and support in English, German, Spanish, French & Italian
  • No free cash withdrawl abroad
English
DKB

DKB

Online Bank
15 Sign up bonus
  • €0/month!
  • Partner card for joint accounts
  • Free withdrawals from any ATM
  • open an account without an official address
  • Visa credit card included
  • Cash withdrawl abroad
  • German only
Kontist

Kontist

Banking for Self-Employed
50 Sign up bonus
  • €0/month!
  • Sign up in 9 minutes
  • Real-Time Tax Forecasting
  • English
English

Postbank

9000 ATM's in Germany
50 Sign up bonus
  • €4,90/month
  • Free withdrawl at 9000 ATM's
  • Visa €0 first year, €29/year thereafter
  • No free cash withdrawl abroad
  • German only

The requirements to open a bank account in Germany are the same for most banks:

  • A proof of German residency (your Meldebescheinigung). Some banks let you open an account without one.
  • A proof of identity (your passport)

Some banks also require a minimum income or some financial history in Germany, and will sometimes refuse business to foreigners and candidates with bad credit. 

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